Barclays Hybrid Work Opportunities: Barclays offers a hybrid work model for the Assistant Vice President (AVP) role in Credit Risk (Structured Lending & Financing GCFS) based in Mumbai. This role involves analyzing financing possibilities, accomplishing credit score exams, and tracking portfolio overall performance. Candidates must have enjoyed credit danger management, robust analytical abilties, and familiarity with economic assertion analysis.
- Job Description: Barclays Hybrid Work Opportunities
- Company: Barclays
- Salary: 25-37.5 Lacs P.A.
- Location: Mumbai
- Qualification: Any Graduate
About Company:
Barclays is a British multinational usual financial institution founded in London, UK. With a records courting back to 1690, it operates in retail banking, company banking, investment banking, and wealth management. Barclays serves customers internationally, offering financial answers starting from credit score playing cards to complex funding merchandise. It is understood for its innovation, having added the world’s first ATM in 1967. The bank is dedicated to sustainability, digital transformation, and variety. With operations in over forty nations, Barclays helps organizations and individuals through its sizable global community. It emphasizes responsible banking, hazard control, and turning in fees to shareholders and clients.
Barclays Hybrid Jobs in Mumbai offers a dynamic career opportunity for professionals in credit risk management. The AVP in Credit Risk (Structured Lending & Financing GCFS) role ensures financial stability by analyzing and mitigating credit risks. This hybrid position blends flexibility with career growth, providing a competitive salary, global exposure, and professional development in a thriving work environment.
Barclays Hybrid Work Opportunities Job Description:
The AVP in Credit Risk (Structured Lending & Financing GCFS) at Barclays in Mumbai plays a key function in assessing and managing credit score risk for established finance transactions. Responsibilities consist of evaluating complicated lending structures, engaging in financial and danger evaluation, ensuring compliance with risk guidelines, and monitoring portfolio performance. The role requires expertise in based lending, credit score threat control, and financial assertion analysis. Candidates ought to have sturdy analytical competencies, industry understanding, and experience in worldwide corporate and monetary services (GCFS). This hybrid position offers exposure to high-price transactions and collaboration with stakeholders across the chance, enterprise, and regulatory groups.
Responsibilities:
1. Credit Risk Assessment: The AVP will conduct in-intensity monetary analyses, evaluating debtors’ economic health by reviewing income statements, stability sheets, and coin float metrics. They will assess liabilities, credit score records, and other financial signs to determine the creditworthiness of counterparties. In addition, they will analyze economic and marketplace developments that might affect credit chance publicity. Due diligence on dependent lending transactions could be a key obligation, making sure that all ability dangers are recognized and mitigated before loan approval.
2. Portfolio Monitoring: An important feature of the function involves ongoing surveillance of current credit portfolios. The AVP will track key overall performance indicators (KPIs) consisting of default fees, loan-to-cost ratios, and debt provider coverage ratios to detect early caution alerts of credit score deterioration. They will proactively reveal chance parameters, ensuring that exposure remains inside Barclays’ predefined chance appetite. This also includes ensuring compliance with inner hazard policies and outside regulatory tips and minimizing economic losses due to unexpected credit score events.
3. Decision Making & Risk Mitigation: The AVP will play a pivotal position in the mortgage approval method, imparting information-pushed guidelines on mortgage approvals, rejections, or changes. If a borrower faces monetary misery, the AVP will increase and enforce risk mitigation techniques, inclusive of loan restructuring, covenant amendments, or collateral changes. Additionally, they’ll collaborate with commercial enterprise teams to balance threats and go back, making sure the most useful choice-making. The position also entails putting and refining credit score terms to protect Barclays from undue economic dangers at the same time as assisting the commercial enterprise boom.
4. Stakeholder Management: Collaboration with internal and outside stakeholders is important for effective hazard control. The AVP will work carefully with the front-workplace teams to align threat assessments with commercial enterprise targets. Coordination with criminal and compliance groups will ensure that lending structures meet all regulatory and contractual responsibilities. Furthermore, they will communicate dangerous findings to senior management, supplying insights and suggestions that affect strategic selection-making. Managing relationships with outside stakeholders, which includes regulators and auditors, may also be a part of the function.
5. Regulatory Compliance & Reporting: Ensuring compliance with Barclays’ internal threat policies and broader regulatory requirements is a key duty. The AVP will put together complete threat reviews, detailing credit score exposures, emerging risks, and portfolio performance for internal and external review. They will guide hazard governance initiatives by improving inner hazard control frameworks, ensuring that rules continue to be robust and adaptable to changing marketplace conditions. Regulatory reporting and adherence to guidelines set by using economic authorities might be an imperative part of their duties.
Qualification & Skills Required:
Skills:
1. Technical Skills:
Corporate Credit Expertise:
- Deep understanding of credit risk assessment for massive corporates, mid-corporates, and leveraged finance transactions.
- Knowledge of credit structures, economic covenants, and borrower hazard profiles.
Credit Risk Analysis & Financial Modeling:
- Proficiency in economic declaration evaluation, inclusive of profits statements, balance sheets, and cash drift statements.
- Strong draw close of ratio evaluation, debt servicing capacity assessment, and default probability modeling.
- Experience with superior credit score modeling techniques to assess borrower danger and debt sustainability.
Credit Asset Class Knowledge:
Familiarity with various credit score asset instructions, such as:
- US Broadly Syndicated Loans (BSL) and Middle Market (MM) lending.
- Private credit, Direct Lending, Emerging & Developed Markets (DM/EM) credit.
- Repos, Total Return Swaps (TRS), and Securitizations.
Technology & Risk Assessment Tools:
- Advanced proficiency in Microsoft Excel (economic modeling, scenario analysis, pivot tables, VBA).
- Experience the usage of threat evaluation gear and systems for credit evaluation.
- Competency in PowerPoint and Word for credit displays and reporting.
2. Professional Experience:
Credit Risk Management (5-8 years):
- Hands-on experience in assessing, structuring, and tracking credit exposures in funding banking or economic institutions.
- Proficiency in credit approvals, underwriting, and deal structuring for complicated financing transactions.
Structured Lending & Financing Solutions:
- Expertise in established finance, leveraged loans, and asset-subsidized lending.
- Experience in structuring loans with collateral help, covenants, and chance mitigation.
Credit Review & Regulatory Compliance:
- Ability to put together specific credit score overview reports with hazard tests, suggestions, and justifications.
- Strong expertise in regulatory frameworks which include Basel norms, IFRS nine, and pressure checking out methodologies.
Portfolio Management:
- Exposure to credit score portfolio tracking, threat mitigation strategies, and credit score restriction control.
- Ability to assess concentration dangers, sectoral exposures, and counterparty dangers.
3. Soft Skills:
Analytical & Problem-Solving Abilities:
- Strong quantitative and qualitative analytical capabilities for powerful threat evaluation.
- Ability to interpret financial statistics and expect the ability to credit risks.
Communication & Stakeholder Management:
- Excellent verbal and written conversation for enticing with senior stakeholders.
- Ability to give complicated credit score danger insights clearly and concisely.
High-Pressure Decision Making:
- Capable of making sound credit score choices beneath tight deadlines in a quick-paced environment.
- Strong interest in element and chance cognizance in excessive-stakes transactions.
Leadership & Proactive Risk Management:
- Demonstrates leadership skills in managing credit score threat techniques and collaborating with teams.
- Proactive in figuring out ability risks and imposing chance mitigation techniques efficaciously.
Qualification:
Educational Background:
- Bachelor’s degree in Finance, Economics, Business, or a related field.
- A postgraduate degree (MBA, CFA, or equivalent) is preferred.
Why Choose Barclays Hybrid Work Opportunities in Mumbai?
1. Flexibility & Work-Life Balance: Barclays’ hybrid jobs in Mumbai permit personnel to paint remotely even as keeping workplace collaboration. This flexibility fosters performance and complements productiveness.
2. Competitive Compensation & Benefits: The AVP in Credit Risk (Structured Lending & Financing GCFS) role offers an appealing earnings package deal, starting from ₹25-37.5 LPA, together with overall performance-primarily based incentives and complete advantages.
3. Career Growth & Learning Opportunities: Barclays provides enough increased possibilities through schooling applications, mentorship projects, and expert improvement sources. Employees have get right of entry to to continuously gain knowledge of structures to upskill and advance in their careers.
4. Global Exposure & Networking: Working in a hybrid function at Barclays allows professionals to collaborate with international teams, gaining publicity to worldwide economic markets and industry satisfactory practices.
5. Inclusive Work Culture: Barclays fosters a subculture of range, fairness, and inclusion. Employees are encouraged to convey their proper selves in paintings, contributing to a revolutionary and supportive surrounding.
How to Apply for Barclays Hybrid Jobs in Mumbai?
Step-by-Step Application Process
Visit Barclays Careers Portal:
- Go to the authentic Barclays website and navigate to the careers phase.
- Search for AVP in Credit Risk (Structured Lending & Financing GCFS) underneath Mumbai listings.
Register & Submit Application:
- Create a profile on the Barclays process portal.
- Upload your updated resume, cowl letter, and applicable certifications.
Screening & Interview Process:
- Shortlisted candidates go through a preliminary screening system.
- Technical and behavioral interviews are performed to assess capabilities and information.
Final Selection & Onboarding:
- Successful applicants receive a suggestion letter with position specifications and employment terms.
- Onboarding includes education classes and orientation applications.
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