The ACKO Internship 2025 Actuarial & Underwriting is an amazing opportunity to get a hands-on experience in the core decision-making process of insurance. One of the tasks of an intern is to work alongside the underwriters and the actuaries to analyze data, find out the risk, and help in the pricing of group health insurance policies. It is not only data that you will deal with, but you will also understand how data affects people and businesses. Besides, you will be exposed to on-the-job projects, work with different departments, and understand how the industry is turning to digital insurance. This position will indeed be the right starting point if you are a person with an analytical mind, and detail-oriented, and would like to know the working of insurance from the inside out.
- Position: Actuarial & Underwriting
- Company: ACKO
- Location: India
- Duration: 8-12 weeks
- Education: Any Graduation
- Employment Type: Full Time
Introduction of ACKO Internship 2025
INSURANCE ACKO is the first all‑digital (D2C) insurtech in India, that is, it is a fully consumer-centric, data-driven, tech-enabled company, which was set up by Varun Dua and Ruchi Deepak in 2016. Initially, on a mission to decomplex and democratize insurance, ACKO went on to become a major player in the Indian market by offering insurance completely online– no paper works, no mediators involved. More importantly, being data-driven and consumer-centric, the company uses the no exclusivity or long-term deals (D2C) model to design for the evolution of the Indian market– transparency, efficiency, and personalized solutions for modern times.During the course, ACKO has defied the rules of the game by implementing customer behavior data, virtual assessments, and taking strategic partnerships with platforms like Ola, Amazon, Zomato, and more . So, the company in the financial year 2024 reported their revenue to be ₹2,160 cr while their target of becoming profitable by financial year 2027 was still alive . They are following a strategy of exponential development and creativity to which they are inviting more ingenious brains to join.
Responsibilities of ACKO Internship 2025
1. Underwriting & Risk Assessment
- Contribute the underwriting activities by the assessment of group health applications, provide a quote, and make sure that conversion and profitability are highly optimized.
2. Operational Excellence
- Keep a high pace with the handling of quotations and policy servicing with both speed and accuracy. The scope of such work includes group health applications, and the result is both client satisfaction and efficiency.
3. Documentation & Collaboration
- Prepare policy documents for the necessary insurance coverage and work with internal (like legal, compliance, client‑servicing) stakeholders to ensure that the customer experience is flawless.
4. Data‑Driven Improvements
- Implement data analytics tools in order to have a close look at the trends present in the underwriting processes, to be able to identify the loopholes in risk models, and furthermore, to keep track of performance metrics.
5. Learning & Contribution
- Get knowledge from a senior underwriter, come up with new micro‑insurance and affinity ideas, be the person who improves the products.
Qualifications for ACKO Internship 2025
- Actuarial Science, Statistics, Mathematics, Commerce, Economics or any related field, graduate or final year student from a reputed Institute.
- Passed at least one standrad exam in the field of acturial study and should be willing to take more. There is a need for a person who like working with Risk models and Actuarial Frameworks.
- Ability to work without supervision and take the initiative in a fast‑paced start‑up environment
- Strong problem-solving skills backed up by good numeracy skills, and also the power of critical and creative thinking.
- Good communication skills—brief, organized, and jargon-free in writing and speaking
- Strengthen enthusiasm for learning, develop the practice of raising questions, and apply just theory to practice
- Turn around quota requests in record time, use them to maximize sales and keep profitability throughout client portfolios.
Skills required for ACKO Internship 2025
Technical Proficiency:
- Excel (lookups, pivot tables) and R, Python, SAS, or any other statistical tool, as well as actuarial software such as Prophet or MoSes are no big deal for me.
Analytical & Quantitative Thinking:
- I am capable of breaking down data, finding the patterns, and suggesting the optimal way to price the coverage or adjust the risk.
Attention to Detail & Time Management:
- The two traits that have best described me in projects have undoubtedly been the high standard of accuracy in documentation and the ability of managing tight timelines.
Adaptability & Growth Mindset:
- Fast uptake of new concepts and openness to feedback, coupled with a fast pace of the evolution in the dynamic insurance startup are some of my qualities.
Benefits of working with ACKO Internship 2025
ACKO cares—for its interns and the people around them:
- Flexible Working Hours that let you balance your studies and your other activities.
- Comprehensive Health Plan not only protects you but is also extended to your loved ones in most cases.
- More leaves than you need so you can rest, recharge, or take care of things other than work.
- Learning & Development Opportunities—get an opportunity to experience what it is like to work with top-level executives, take initiatives that have been assigned to you, and learning at a rapid pace.
- Team Activities—ACKO does various team activities to build community—peer check-ins, group collaborations, etc.
- Stock Option Potential—Based on Performance and the Length of Stay, Interns Might Be Eligible for the Company’s Long-term Incentive Plans .
Career Growth Opportunities at ACKO Internship 2025
1. Intern-to-Full-Time Pipeline (PPO): Most of the top-notch interns’ get pre-placement offers and are allowed to join full-time after their graduation .
2. Transparent and Meritocratic Culture: ACKO treat openness, creativity, and talent with utmost respect and thus, it becomes possible to move up the career ladder from within only by being deserving on the merit basis.
3. Rapid Learning Curve: As a rising insurtech, the pace at which ACKO operates is quite fast—interns might have access to product design, data analytics, strategy, plenty more]
4. Industry Networking: Connect and collaborate with the seasoned professionals who are in actuarial, underwriting, tech, and product divisions.
5. Part of a Revolution: Your role will be more than just an intern—you’ll be a key player in shaping the future of insurance in India.
Company at a Glance
Recognitions: One of the earliest insurtech unicorns in India with a Series D round that was valued at $1.1 billion in 2021 .
Scale & Impact: The company has had a combined customer base of tens of millions (62 million+ unique customers, 800 million policies issued by 2023), and the revenue made in FY 2024 was ₹2,160 crore .
Growth Targets: Planning to reach ₹2,000 crore of premiums in FY 2024 and target for overall profitability by FY 2027 .
Innovative Product Mix: The company provides products like motor, health, travel, micro-insurance, and embedded products via partners such as Ola, Zomato, Amazon, and Ather..
Culture & Awards: It has been certified as a Great Place to Work and is well-known for its diverse and dynamic team culture and has stood out amongst its competitors, being awarded the Golden Peacock, FICCI, IAMAI, and more.
How to Apply for ACKO Internship 2025?
To apply, first prepare a strong resume highlighting your academic background, actuarial exams passed, relevant coursework (statistics, risk analysis), and any projects or tools (Excel, Python, R) you’ve used. A brief cover letter explaining your interest in insurance and ACKO’s digital-first model adds value.
You can apply through platforms like Prosple India, LinkedIn, Weekday Jobs, or directly via the ACKO Careers page. Search for “Actuarial & Underwriting Internship” and follow the application instructions.
If you’re applying through your college placement cell, keep an eye out for notifications and submit your application as per campus procedures.
After applying, consider sending a polite follow-up or connect with a recruiter on LinkedIn to express interest.
Interview preparation Tips for ACKO Internship 2025
- Research ACKO – Know their products, digital model, and industry impact.
- Understand the Role – Be clear on underwriting basics, actuarial functions, and expectations.
- Review Key Concepts – Loss ratio, expected value, reserves, risk pooling, premium calculation.
- Brush Up on Tools – Excel (pivot tables, formulas), R/Python basics, data analysis.
- Prepare Real-Life Examples – Use STAR method (Situation, Task, Action, Result) for behavioral questions.
- Practice Common Questions – “Why ACKO?”, “Explain an actuarial concept,” “How do you manage deadlines?”
- Mock Interviews – Practice with a peer or record yourself to improve clarity and confidence.
- Prepare Questions to Ask Them – Show interest in learning, culture, mentorship, and projects.
FAQs For ACKO Internship 2025
1. Who can apply?
Students or recent graduates in Actuarial Science, Statistics, Economics, or related fields.
2. Do I need actuarial exam experience?
Yes, clearing at least one actuarial exam is preferred.
3. Is the internship paid?
Yes, it is a paid, full-time internship.
4. How long is the internship?
Typically 8–12 weeks, depending on the project and academic calendar.
5. What are the main responsibilities?
Assist in underwriting, risk assessment, pricing group policies, and analyzing insurance data.
6. Is prior experience required?
No, but relevant coursework or projects are helpful.
7. Where can I apply?
Via ACKO’s careers page, Prosple, LinkedIn, or your college placement cell.
8. Is there a PPO (Pre-Placement Offer)?
Yes, high-performing interns may receive full-time offers.
9. Will I work on real projects?
Yes, you’ll contribute to live business decisions.
10. Is the work remote or in-office?
Mostly in-office (Bangalore), with some hybrid flexibility.
Conclusion
This ACKO Internship 2025 Actuarial & Underwriting is a perfect combination of multiple factors: real responsibility, steep learning curves, impactful work, and an innovative culture—all with awards, performance-linked benefits, and taking into account your future in insurtech. If you are passionate about insurance, data, and the impact of your work on the world, then you will excel in this environment.
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